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如果您不想要學生健康保險計劃，您必須透過提交豁免。您只能在以下豁免期間內選擇退出承保：

Students will be enrolled in the plan unless you submit a waiver

All domestic students are required to enroll in D'Youville's Student Health Insurance Plan (SHIP) . The insurance fee will be charged to students' accounts. If you have alternative health insurance coverage, you may waive your enrollment in the SHIP.

要豁免學生健康保險計劃 (SHIP)，D'Youville University 要求學生提供與迪尤維爾大學 (D'Youville) 的 SHIP 計劃提供的保障範圍相當的保險證明。請注意，豁免申請將由保險公司審核並確認其有效性。 

Waiver Requirements:

1. Coverage must be active with the expectation that coverage will continue for the rest of the academic year 8/1/26 - 7/31/27.
2. Coverage must be issued by an insurance company based in the U.S.
3. Coverage must be ACA-compliant, meaning your plan:
   • Does not have limitations or exclusions for pre-existing conditions.
   • Provides the 10 Essental Health Benefits required by the ACA.
   • Does not have per year or lifetime benefit maximums on the Essential Health Benefits.
4. Coverage must allow the insured student to receive routine medical care within a 50 mile radius of the Buffalo, NY campus (plans that only cover emergency care will not be accepted).

The following types of plans do not meet the above criteria:

• Out-of-state Medicaid
• Out-of-state HMOs (including Kaiser Permanente HMOs)
• Healthcare Sharing/Ministry Cost Sharing Plans
• International Plans
• Travel Plans

If your plan meets the waiver requirements and you want to waive enrollment from the Student Health Insurance Plan, please acquire an electronic copy of the front and back of your insurance ID card and then select the button below to start your waiver request.