자주묻는질문 질문 질문

포기하다

학생 건강 보험 플랜을 원하지 않는 경우, 면제를 제출하여 보장을 거부하거나 옵트아웃해야 합니다. 다음 면제 기간 동안만 보장을 옵트아웃할 수 있습니다.

 Waiver Period
Fall07/20/2026 - 09/08/2026
Spring/Summer12/08/2026 - 02/12/2027

 

Students will be enrolled in the plan unless you submit a waiver

All domestic students are required to enroll in D'Youville's Student Health Insurance Plan (SHIP) . The insurance fee will be charged to students' accounts. If you have alternative health insurance coverage, you may waive your enrollment in the SHIP.

SHIP 면제를 위해서는 D'Youville University은 학생들이 D'Youville의 SHIP에서 제공하는 보장 범위와 동등한 수준의 보험 가입 증명서를 제출하도록 요구합니다. 면제 요청은 보험사에 검토 및 확인 절차를 거쳐야 함을 알려드립니다. 

Waiver Requirements:

  1. Coverage must be active with the expectation that coverage will continue for the rest of the academic year 8/1/26 - 7/31/27.
  2. Coverage must be issued by an insurance company based in the U.S.
  3. Coverage must be ACA-compliant, meaning your plan:
    • Does not have limitations or exclusions for pre-existing conditions.
    • Provides the 10 Essental Health Benefits required by the ACA.
    • Does not have per year or lifetime benefit maximums on the Essential Health Benefits.
  4. Coverage must allow the insured student to receive routine medical care within a 50 mile radius of the Buffalo, NY campus (plans that only cover emergency care will not be accepted).

The following types of plans do not meet the above criteria:

  • Out-of-state Medicaid
  • Out-of-state HMOs (including Kaiser Permanente HMOs)
  • Healthcare Sharing/Ministry Cost Sharing Plans
  • International Plans
  • Travel Plans

If your plan meets the waiver requirements and you want to waive enrollment from the Student Health Insurance Plan, please acquire an electronic copy of the front and back of your insurance ID card and then select the button below to start your waiver request.